Since the flood of cancellation announcements hit the airwaves, the Democrats’ latest talking point is that ‘most people get their insurance through their employer.’ That’s indisputable fact — for now. Let’s remember that the administration delayed implementation of employer mandate for a year.

When the employer mandate is required, the companies’ response is exceptionally predictable. Companies will drop people from their group plans because it’s cheaper to pay the fine than pay for health insurance. That’s equally indisputable. When that happens, the people who once got their insurance through their employers will get hit with a massive price increase because they’ll be paying the full price for the insurance.

First, let’s look at the administration’s biggest problem:

There have been estimates about hundreds of thousands of people losing coverage, CBS News’ Jan Crawford reported on “CBS This Morning.” CBS News has reached out to insurance companies across the country to determine some of the real numbers — and this is just the tip of the iceberg, Crawford said. The people who are opening the letters are shocked to learn they can’t keep their insurance policies despite President Obama’s assurances to the contrary.

The White House is on the defensive trying to explain it, after Mr. Obama repeatedly said, “If you like your doctor or health care plan, you can keep it.”

White House Press Secretary Jay Carney said, “What the president said and what everybody said all along is that there are going to be changes brought about by the Affordable Care Act to create minimum standards of coverage.”

Carney isn’t telling the whole truth. The language in the bill was emphatic and clear. People who liked their plans wouldn’t get to keep their plans. The language President Obama used in public appearances to sell the legislation was emphatic and clear, too.

He emphatically and repeatedly stated that people who liked their plans could “keep their plans. Period.” It wasn’t a nuanced statement. It wasn’t said just once, either, so they can’t say that it’s an accident. Unfortunately, that’s just the tip of the iceberg:

CBS News has confirmed with insurance companies across the country that more than two million people are getting notices they no longer can keep their existing plans. In California, there are 279,000; in Michigan, 140,000; Florida, 300,000; and in New Jersey, 800,000. And those numbers are certain to go even higher. Some companies who tell CBS News they’ve sent letters won’t say how many [they’ve sent].

That’s the statistics from people who’ve bought insurance through the individual market. Those can’t take into account the number of people who will get dumped into the exchanges when their employers drop their health insurance. When that happens, these figures will look like the good old days.

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2 Responses to “The next Affordable Care Act shoe to drop?”

  • walter hanson says:

    Gary:

    Maybe the way you can highlight this is give examples if a person was buying a product. Examples:

    A man goes to buy a small boat so he can go fishing. He’s told that he must have a 200 HP motor even though he thinks he needs just 50 HP.

    A lady who likes to wear high heels goes into a store and can’t find any heels higher than 3 inches because the store’s sales people have been told that they can’t sell or 4 or higher inch heels any longer.

    Jay Carney in effect with the quote you printed has said that no one outside the HHS is smart enough to be able to pick their health care plan or fine tune it to what they think they need.

    Walter Hanson
    Minneapolis, MN

  • SWOhio says:

    The next obamacare shoe that is going to drop is on the folks who are cancelled as of 31 December, and cannot get into the website to purchase an expensive new plan.

    Sure, our generous overlords are ‘granting’ us a 4-month reprieve from the dreaded IRS penalty –

    Which will not do butkus for those who experience an extreme medical emergency during the time they are uninsured due to illness, accident, disease, premature birth – those folks will be stuck with bills in the hundreds of thousands of dollars. Some will declare bankruptcy.

    All will be voting in 2014. Have a nice day, all you supporters of Dems up for election 2014.

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